SB 66, which would cap interest rates on installment loans at 36%, is scheduled for a hearing in the House Judiciary Committee at 11:30 morning. This is the bills last committee before it goes to the House floor. HJR 1 is scheduled in the Senate Finance Committee after the Senate floor session. This bill would open to voters the option to tap the land grant permanent fund for broadened early childhood education. Unfortunately, the data shows that these programs do not actually predict higher levels of academic achievement later in a student’s education.